Ever heard the old adage, “money doesn’t solve all problems?” This is never truer when you are talking about Social Security disability.
It is an unfortunate fact, but the vast majority of people who are applying for Social Security disability benefits will face some sort of financial hardship prior to receiving benefits. It is a logical proposition to consider that people who are unable to work would go through financial hardship, and the longer the Social Security disability process takes, the longer financial hardship lasts. Even those who eventually will receive Social Security disability benefits will not all of a sudden experience financial freedom because disability pay is low, but at least it is one less thing to worry about.
One thing is clear, regardless of whether or not someone receives Social Security disability benefits, it will not cure the physical or mental health disabilities that impair someone’s ability to work. The money that comes along with Social Security disability is important, but the main goal for someone who is disabled is to find the correct medical treatment so there is a possibility of returning to work at some point.
A person who returns to work and is able to sustain full-time employment will always earn more money than they would receive from Social Security disability payments. There are some people who are found to be disabled who, unfortunately, will never improve enough to come off disability payments, but many others will, so Social Security is not considered a permanent disability program.
Social Security does not want to deter people from attempting to work, so it has rules in place that allow disabled workers to work on a limited basis and earn some money without forfeiting benefits.
To learn more about trying to work while being disabled click here.
